Language: 🇺🇸 English🇲🇽 Español🇧🇷 Português🇫🇷 Français🇭🇹 Kreyòl

⚖️ CROA Disclosure

Credit Repair Organizations Act — 15 U.S.C. § 1679

CONSUMER CREDIT FILE RIGHTS UNDER STATE AND FEDERAL LAW

You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, you are not required to purchase any goods or services in order to exercise this right.

You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days.

YOUR RIGHTS UNDER CROA

  • ✓ Right to Cancel: You may cancel your contract with RJ Business Solutions within 3 business days of signing, for any reason, and receive a full refund.
  • ✓ No Advance Fees: RJ Business Solutions cannot charge you or receive payment for dispute services until those services have been fully performed.
  • ✓ Written Contract: All credit repair services require a written contract that explains your rights and obligations.
  • ✓ No Misleading Claims: Credit repair organizations cannot make false claims about their services or guarantee specific results.
  • ✓ Right to Sue: You have the right to sue a credit repair organization that violates CROA.

RJ BUSINESS SOLUTIONS COMMITMENTS

The one-time audit fee ($99, $149, or $199 depending on plan) covers the completed forensic credit analysis only. Monthly plan fees are charged ONLY in months where verifiable progress is documented (deletions, corrections, or score improvements). No progress = no charge.

All services include a 90-day money-back guarantee. If we cannot show a single verified improvement within 90 days, all plan fees are refunded.

Last Updated: February 25, 2026 | RJ Business Solutions, 1342 NM 333, Tijeras, NM 87059 | rickjefferson@rickjeffersonsolutions.com

← Back to Home
💬