Pwofesyonèl ITIN Credit Repair

Up to 25 disputes per month — more negative items means more angles of attack, and the Professional Plan covers them all. Each round of disputes is strategically sequenced to maximize removal probability based on bureau response patterns and account age.

A Dedicated Credit Analyst is assigned to your file. This is a real human being who knows your credit profile, tracks every open dispute, monitors creditor responses, and escalates strategically. You're not a ticket number. You're a client with a named specialist.

Direct Creditor Intervention is the game-changer that separates Professional from Basic. Your analyst contacts creditors and data furnishers directly — not just the bureaus. Under FCRA §623, furnishers have independent accuracy obligations. When we contact them directly with documented discrepancies, removal rates increase significantly.

Priority Phone Support gives you direct access during business hours. Questions, updates, strategy — you call, someone answers who actually knows your file.

Credit-Building Guidance is built into the plan: secured card recommendations, authorized user placement strategies, credit-builder loan options, and utilization management advice — all calibrated to your current profile and restoration goals.

Goodwill Letter Campaigns are personalized letters sent to original creditors requesting removal of accurately reported but paid negative items based on your customer history and goodwill. These are relationship-based, not dispute-based, and when done right, they work.

Pay-for-Delete Negotiations — when a collection is valid and settlement is the path forward, your analyst negotiates directly with collectors to remove the tradeline entirely in exchange for payment. Every agreement is documented and verified before payment is made.

Bi-Weekly Progress Updates keep you in the loop every two weeks with a full status report — disputes pending, responses received, items removed, score changes, and next steps.

Enhanced 10-Point Roadmap — at the Professional tier, your roadmap is more granular, includes creditor-specific strategies, and maps out a 6-12 month restoration arc with specific score targets at each checkpoint.