Everything ITIN holders need to know about credit repair rights, plans, billing, and guarantees.
Èske mwen ka vrèman repare kredi ak yon ITIN?
Wi. Twa (3) gwo biwo kredi yo aksepte ITIN. Anba FCRA ak ECOA, ou gen menm dwa ak moun ki gen SSN.
Ki diferans ki genyen ant plan yo?
Debaz: 1–5 eleman (15 kontestasyon/mwa). Pwofesyonèl: 6–15 eleman (25 kontestasyon/mwa). Premium: 16+ eleman (40 kontestasyon/mwa).
Ki lè yo chaje m?
Frè odit la se yon fwa. Frè chak mwa SÈLMAN lè pwogrè verifye.
Kisa MyFreeScoreNow ye?
MyFreeScoreNow ($29.99/mwa) se yon sèvis siveyans ki aksepte ITIN.
E si mwen pa wè rezilta?
Garanti 90 jou pou tout plan. Pa gen amelyorasyon = ranbousman konplè.
Èske mwen ka anile nenpòt ki lè?
Anilasyon nan 3 jou biznis anba CROA ak ranbousman konplè. Apre sa, anile chak mwa san penalite.
What languages do you support?
All communications, dispute letters, and client support are available in English and Spanish. Our website is available in 5 languages: English, Spanish, Portuguese, French, and Haitian Creole.
Do I need an SSN to use your services?
No. Our services are specifically designed for ITIN holders. All three major credit bureaus (TransUnion, Equifax, Experian) accept ITIN numbers. Under FCRA and ECOA, you have the exact same dispute rights as SSN holders.
How long does credit repair typically take?
Results vary by credit profile complexity. Simple files (1-5 items) may see results in 30-60 days. Complex profiles (16+ items) typically require 6-12 months of active dispute work. Your forensic audit provides a detailed timeline projection.
Is credit repair legal?
Absolutely. Credit repair is your federal right under the Fair Credit Reporting Act (FCRA). The Credit Repair Organizations Act (CROA) regulates companies like ours to protect consumers. You have the legal right to dispute any inaccurate, incomplete, or unverifiable information on your credit report.