Rankontre Rick Jefferson
Rick Jefferson te fonde RJ Business Solutions ak yon misyon: asire ke chak moun ki gen ITIN nan Amerik konnen dwa kredi yo anba lwa federal.
Ak gwo ekspètiz nan FCRA, ECOA ak pwosedi kontestasyon ITIN, Rick te ede dè milye moun rekonstwi kredi yo.
"ITIN ou pa yon limitasyon — li se kle ou pou menm sistèm kredi a. Lalwa sou bò ou." — Rick Jefferson
Why Rick Built RJ Business Solutions
The credit repair industry is a $7.31 billion space crawling with companies that charge you upfront, ghost you after month one, speak zero Spanish, and have never heard the word "ITIN." Rick Jefferson built RJ Business Solutions specifically to flip that script.
Every package is performance-based (you don't pay monthly fees until progress is verified), fully FCRA + ECOA compliant, bilingual, and designed with ITIN holders at the center of the strategy — not as an afterthought.
Rick holds deep expertise in: FCRA (Fair Credit Reporting Act — §§ 604, 605, 611, 623), ECOA (Equal Credit Opportunity Act / Regulation B), CROA (Credit Repair Organizations Act), FDCPA (Fair Debt Collection Practices Act), and FTC Telemarketing Sales Rule.
Every plan is bilingual (English & Spanish), performance-based (no monthly charge until progress is verified), and designed with ITIN holders at the center of every strategy.