Conheça Rick Jefferson
Rick Jefferson fundou a RJ Business Solutions com uma missão: garantir que cada portador de ITIN na América conheça seus direitos de crédito.
Com profunda expertise em FCRA, ECOA e procedimentos de disputa ITIN, Rick ajudou milhares a reconstruir seus créditos.
"Seu ITIN não é uma limitação — é sua chave para o mesmo sistema de crédito. A lei está do seu lado." — Rick Jefferson
Why Rick Built RJ Business Solutions
The credit repair industry is a $7.31 billion space crawling with companies that charge you upfront, ghost you after month one, speak zero Spanish, and have never heard the word "ITIN." Rick Jefferson built RJ Business Solutions specifically to flip that script.
Every package is performance-based (you don't pay monthly fees until progress is verified), fully FCRA + ECOA compliant, bilingual, and designed with ITIN holders at the center of the strategy — not as an afterthought.
Rick holds deep expertise in: FCRA (Fair Credit Reporting Act — §§ 604, 605, 611, 623), ECOA (Equal Credit Opportunity Act / Regulation B), CROA (Credit Repair Organizations Act), FDCPA (Fair Debt Collection Practices Act), and FTC Telemarketing Sales Rule.
Every plan is bilingual (English & Spanish), performance-based (no monthly charge until progress is verified), and designed with ITIN holders at the center of every strategy.