Rencontrez Rick Jefferson
Rick Jefferson a fondé RJ Business Solutions avec une mission: s'assurer que chaque détenteur d'ITIN connaisse ses droits de crédit.
Avec une expertise approfondie en FCRA, ECOA et procédures de dispute ITIN, Rick a aidé des milliers de personnes.
"Votre ITIN n'est pas une limitation — c'est votre clé vers le même système de crédit. La loi est de votre côté." — Rick Jefferson
Why Rick Built RJ Business Solutions
The credit repair industry is a $7.31 billion space crawling with companies that charge you upfront, ghost you after month one, speak zero Spanish, and have never heard the word "ITIN." Rick Jefferson built RJ Business Solutions specifically to flip that script.
Every package is performance-based (you don't pay monthly fees until progress is verified), fully FCRA + ECOA compliant, bilingual, and designed with ITIN holders at the center of the strategy — not as an afterthought.
Rick holds deep expertise in: FCRA (Fair Credit Reporting Act — §§ 604, 605, 611, 623), ECOA (Equal Credit Opportunity Act / Regulation B), CROA (Credit Repair Organizations Act), FDCPA (Fair Debt Collection Practices Act), and FTC Telemarketing Sales Rule.
Every plan is bilingual (English & Spanish), performance-based (no monthly charge until progress is verified), and designed with ITIN holders at the center of every strategy.