Conoce a Rick Jefferson
Rick Jefferson fundó RJ Business Solutions con una misión: asegurar que cada titular de ITIN en América conozca sus derechos crediticios bajo la ley federal.
Con profunda experiencia en FCRA, ECOA y procedimientos de disputa ITIN específicos por agencia, Rick ha ayudado a miles de titulares de ITIN a impugnar elementos inexactos y reconstruir sus archivos de crédito.
"Tu ITIN no es una limitación — es tu llave al mismo sistema crediticio que usan los titulares de SSN. La ley está de tu lado." — Rick Jefferson
Why Rick Built RJ Business Solutions
The credit repair industry is a $7.31 billion space crawling with companies that charge you upfront, ghost you after month one, speak zero Spanish, and have never heard the word "ITIN." Rick Jefferson built RJ Business Solutions specifically to flip that script.
Every package is performance-based (you don't pay monthly fees until progress is verified), fully FCRA + ECOA compliant, bilingual, and designed with ITIN holders at the center of the strategy — not as an afterthought.
Rick holds deep expertise in: FCRA (Fair Credit Reporting Act — §§ 604, 605, 611, 623), ECOA (Equal Credit Opportunity Act / Regulation B), CROA (Credit Repair Organizations Act), FDCPA (Fair Debt Collection Practices Act), and FTC Telemarketing Sales Rule.
Every plan is bilingual (English & Spanish), performance-based (no monthly charge until progress is verified), and designed with ITIN holders at the center of every strategy.